Welcome to the Supreme Life Solutions website.

Supreme is a specialist in brokering life settlements and has the expertise and knowledge to guarantee you and your client the highest possible cash offer in a highly confidential, legal and professional manner.

A Life Settlement is simply the sale of an existing life insurance policy on the secondary market. The sale price is typically 300 to 400% more than the policies cash surrender value and less than its net death benefit.

Supreme maintains the highest levels of honesty, integrity and disclosure. Our managing partners include an attorney licensed in the states of New York, New Jersey and Florida and a licensed life insurance agent who is an expert in settlements.

Supreme is committed to absolute transparency and disclosure period!

SUPREME CONTRACTUALLY OBLIGATES ITSELF TO DISCLOSE ALL DISBURSEMENTS AND TO REVEAL THE COMPLETE GROSS OFFER.

Did you know?

Over 80% of all life insurance never result in a death claim. Put another way, over 80% of all life insurance policies lapse! Source: 2004 report by Milliman USA, a leading actuarial consulting firm

Instead of becoming another lapse statistic, financial professionals and owners of unneeded, unwanted or pricy life insurance have embraced the world of Life Settlements. A settlement allows the insured to sell their own life insurance policy. A life settlement is simply the all-encompassing label used to describe this unique transaction. What was once a new and evolving industry has exploded into a multi-billion dollar financial solution.

In the famous Grigsby V. Russell case and in subsequent precedent, the Supreme Court of the United States, in a unanimous decision, stated that life insurance is "personal property and freely transferable."

Before the world of life settlements, policy owners who no longer needed, wanted or could afford to maintain their life insurance had two very limited options. Do nothing and allow the policy to lapse, thereby losing any premiums paid up to that time! Alternatively, the insured could knock on the door of the insurance carrier who underwrote their policy. The insured would request the cash surrender value. Cash surrender being a convoluted calculation measuring the present cash value, if at all, buried intrinsically within the policy. A tempting proposition perhaps, but one that severely undermines the real and futuristic value of the policy. The 800-pound insurance gorilla smells blood and its no wonder that the cash surrender option typically yields miniscule and inequitable payouts. The odds are heavily stacked in favor of the insurance company and thus when reviewing the staggering lapse ratio one should no longer be surprised. According to neutral experts, over 80% of all life insurance policies are never paid. Put another way, over 80% lapse. Perhaps this explains why the vast majority of skyscrapers overlooking most American cities, are owned by an insurance carrier.

The life settlement however bridges this gap, through the competitive secondary market, a plethora of different financial giants analyze the policy and come up with their high bid cash offer. In fact, empirical data has shown that a settlement can yield on average 300 to 400% more than the mere cash surrender.

This is possible since Supreme Life Solutions consults with over forty-five different financial conglomerates and funding sources spread across the world. These funders bid and compete to purchase such policies on the secondary market. Thus when sending a case to Supreme you are allowing for maximum exposure to over 45 funding sources These funders are highly capitalized and include some of the largest financial institutions in the world.

Supreme Life Solutions is an expert in the Life Settlement industry, we understand that trust, credibility and integrity are essential ingredients for a successful business. We work for you and your client and NOT for the purchasers. It is our obligation and responsibility to secure as much money for you and your client as possible. We also believe in education and transparency and Supreme Life Solutions will work with you in a respectful and coherent fashion throughout the Settlement process. There is absolutely no cost or commitment on your part, simply have your client fill out one of our applications to begin the process.

A Settlement begins with your client filling out a Supreme Life Solutions application. The Settlement could take anywhere from three weeks to three months to close. Ultimately the length of time will depend on the complexity of the case.